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Puffin never holds your funds longer than it has to. Once a payment intent is CONFIRMED, the amount (minus fees) is forwarded on-chain to your own settlement wallet — an address you control, not a Puffin-custodied balance you have to withdraw from manually.

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Set your settlement wallet

Dashboard → Wallets → set a settlement wallet per chain. Until one is set for a given chain, payments on that chain settle in a held state and queue safely — nothing is lost, they release automatically the moment you add a wallet.

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Timing

By default, settlement happens as soon as a payment confirms. If you’d rather batch payouts (end of day, for reconciliation, etc.), your account can be configured with a settlement delay — talk to support about setting one for your account.

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Tracking settlement

Each payment intent carries its own settlementStatus: feeAmount and settleAmount on the intent show exactly what was deducted and what you received — the same numbers your dashboard reports use.
Settlement is separate from bridging — settlement always pays out on the same chain the payment was received on. If you want funds consolidated onto a different chain after settlement, bridge them from your settlement wallet like you would any other funds.